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Archives by Author: 1-800-THE-LAW2

What is the Difference Between Workers Comp and Employers Liability?

Workers’ compensation and employer’s liability coverage are usually purchased together under a company’s overall business insurance policy. To understand the difference between workers’ comp and employer’s liability, let’s review what each plan covers. Workers’ compensation provides coverage for employees that are injured while working, without regard to fault. It is a state-mandated program and a Read More »

Occupational Insurance vs. Workers’ Comp

Workers’ compensation and occupational insurance both provide a level of protection for employees in the event of workplace injuries. Whether you are a startup business, a midsized corporation, a full-time employee, or independent contractor, it is important that you understand the differences between the two in order to protect your when it comes to workplace Read More »

What is Workers Comp Exemption?

Workers’ compensation is mandated by each state to provide insurance benefits to employees who get injured or sick on the job. Employer-employee relationships regarding workers’ comp are influenced by various entities including the IRS, industrial commissions, courts, and local state statutes. Certain employments situations are exempt from workers’ comp coverage.   What is workers’ comp Read More »

What to Do When Involved in a Parked Car Hit and Run Accident

According to an Allstate Insurance study from 2010, 69 percent of all hit-and-runs in the U.S. involve parked cars. If you have hit a parked car, you may be embarrassed and decide to drive off. Or if your parked car was hit, it can be extremely frustrating if the person did not leave a note Read More »

What Constitutes a Hit and Run?

Hit and run statutes vary from state to state, however it is usually considered the crime of a driver of a vehicle who is involved in a collision with another vehicle, property, or person, who knowingly fails to provide his or her name, license number, and other details as required by law to the injured Read More »

What Are The Potential Consequences of a Hit and Run?

A hit and run is generally defined as being involved in a car accident, either with another vehicle, a motorbike, or even pedestrians, and then leaving the scene without stopping to identify oneself, or provide aid to anyone who might need assistance. Common hit and run circumstances include drivers causing serious injury to a pedestrian Read More »

What To Do After a Bike Accident

Many cities across the U.S. are starting to create bike lanes and cycling-friendly areas. While riding a bike is great exercise, it comes with risks – just like any other mode of transportation. If you are involved in a bike accident, your immediate actions may impact your recovery and future lawsuits. Here are some tips Read More »

What Does a Personal Injury Lawyer Do?

A personal injury lawyer, also known as a plaintiff lawyer or trial lawyer, is a civil litigator who provides legal representation to plaintiffs alleging a physical or psychological injury as a result of negligence or carelessness of another person or entity. A personal injury lawyer will help their clients receive compensation for their losses, including Read More »

What To Do After a Minor Car Accident

A minor car accident such as a fender bender may be inconvenient, but at least you do not have to worry about serious injuries. According to the National Highway Traffic Safety Administration (NHTSA), there are more than seven million car accidents each year. Of those, more than two million people are injured and about 40,000 Read More »

Cinco De Mayo: The Damage Done by Holiday Drinking

Cinco de Mayo commemorates the Battle of Puebla, which took place on May 5, 1862. The Mexican underdogs were able to defeat the massive and well-equipped French army. Food, drinks, dancing, and cultural celebrations take place across Mexico and the U.S., with more alcohol consumed on this day than St. Patrick’s Day and even Super Read More »

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