Category Archive for: Workers’ Compensation

What is the Difference Between Workers Comp and Employers Liability?

Workers’ compensation and employer’s liability coverage are usually purchased together under a company’s overall business insurance policy. To understand the difference between workers’ comp and employer’s liability, let’s review what each plan covers. Workers’ compensation provides coverage for employees that are injured while working, without regard to fault. It is a state-mandated program and a […]

Occupational Insurance vs. Workers’ Comp

Workers’ compensation and occupational insurance both provide a level of protection for employees in the event of workplace injuries. Whether you are a startup business, a midsized corporation, a full-time employee, or independent contractor, it is important that you understand the differences between the two in order to protect your when it comes to workplace […]

The 5 Most Common Types of Workplace Injuries and How to Avoid Them

Any workplace can be dangerous, even if you are just going into a standard office environment every day. While injuries may differ depending on industry and atmosphere of the job, there are several common workplace injuries that occur across the board. Employers and employees should recognize the warning signs and dangers associated with each injury […]

The Most Common Causes of Work Injuries

Workplace injuries can have a host of negative consequences – for both employers and employees. Companies may face decreased work morale, reduced worker productivity, increased insurance rates, and workers’ comp claims. The sick or injured employee may have a difficult recovery, extended time off work, reduced income, and even social embarrassment due to their injury. […]

Is Workers Comp Taxable?

Getting hurt on the job can be financially worrisome. Injured workers must deal with the stress of recovering from an injury or illness, and possibly coping with permanent disability. In addition, even with workers’ compensation insurance, it is unlikely that individuals are bringing home 100% of the salary they previously earned. Is Workers’ Comp Taxable? […]

How Does Workers Compensation Work? What Does it Cover?

Employees that are injured on the job, or as a result of their duties are entitled to receive medical treatment and have a portion of their wages replaced through the workers’ compensation program. Employers and employees both have specific responsibilities under the program. How Does Workers’ Compensation Work? State laws mandate workers’ comp and each […]

Signs You Were Wrongfully Terminated

Approximately 150,000 people are wrongfully terminated each year across the U.S. Most jobs (unless you are part of a union) are classified as “at will”, meaning an employer may fire an employee at any time, for almost any reason. If you have been fired from your job, how do you know if you were wrongfully […]

When Hurt on the Job, What are Your Rights?

Steps to Take When Hurt on the Job Companies across America are required to provide their employees with a safe and healthy work environment. Even if an employer has done everything to ensure a safe workplace, the possibility of accidents and injuries is always there. Examples of workplace injuries include broken bones, irritating pre-existing conditions, […]

What to do when Injured on the Job

According to the U.S. Department of Labor, there were approximately 2.9 million nonfatal workplace injuries and illnesses reported by private industry employers in 2015. Sustaining an injury on the job can be a traumatic experience, but all states require companies to have workers’ compensation insurance to protect employees who suffer a workplace injury or illness, […]